The ReStore

Stop Renting! Own Your Home!


smith family   

   We are looking for potential partner families in Mason City, Clear Lake & the Hampton area for the upcoming year. Families who qualify, will purchase their home at a discounted rate through a 0% interest loan and only 1% down-payment required.




Below are the following criteria are needed to qualify:


1. Need: There must be a need for safe and affordable housing. Need can include inadequate housing, payments that are too large a percentage of income, inablility to qualify for a bank loan.


2. Ability to Pay: Families must be able to make low monthly mortgage payments on time. 


3. Willingness to Partner: Each adult member of a Partner Family must be able to contribute 250 hours of sweat equity before becoming a homeowner. This sweat equity can include helping with construction of homes, helping in the office, ReStore, at special events, or other functions. Friends and family can contribute up to half of these hours.


  • 3-4 bedroom new energy-efficient homes
  • Approval is not based on credit scores. Habitat serves families who cannot get approved through a bank.
  • $400-$600 / month payments (based on income

Call our office if you are interested in receiving an application, or to
simply ask more questions-641-424-8978!







Copyright 2016. All Rights Reserved.

Habitat for Humanity North Central Iowa

517 1st Street NW

Mason City, Iowa 50401

Office/ Fax: (641) 424-8978

ReStore: (641) 423-1688




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